Dear Rica, Should I purchase earthquake insurance?
Get Answers about Owning, Renting and Living in Greater Kobe. Please submit your comments to core8eight@gmail.com. Dear Rica, We want to buy a house in or near Kobe. But after all the devastation we have seen on TV after the Kumamoto earthquake last year, we realized we needed to learn a lot more about earthquake insurance in Japan. We do not even know if it exists or not or how much it costs. Mary B. Dear Mary, That is definitely a good question! In Japan, earthquake insurance is generally an optional insurance to fire insurance. This means that you need to get fire insurance first. This is true for homeowners and …